Personal accident insurance

Protection when life takes an unexpected turn

Accidents happen when you least expect them. With personal accident insurance via easySure, you and your family get financial support if an accident results in a permanent injury.

Personal accident insurance

Protection when life takes an unexpected turn

Accidents happen when you least expect them. With personal accident insurance via easySure, you and your family get financial support if an accident results in a permanent injury.

Help protect what matters most

Personal accident insurance helps soften the financial impact of a serious accident. With personal accident insurance via easySure, you can receive compensation for permanent injury and customise your cover with optional extras such as dental injury, chewing injury, and dangerous sports.

Got children? If you've taken out personal accident insurance for yourself, your children are automatically covered until they turn two, for just 1 kr. per month. When your child turns two, their cover continues automatically at the child personal accident insurance rate, so there's no need to take out a new policy. Please note that your child has their own policy and won't automatically have the same optional covers as you.

Choose between full-time or leisure-time cover, select the insured value that suits your needs, and enjoy a simple claims process when you need it most.

What does my personal accident insurance cover?

Your personal accident insurance covers permanent injury caused by an accident. Customize with any optional cover you choose. For complete peace of mind, choose full-time cover and stay protected around the clock.

Compensation for permanent injury

If an accident leaves you with a permanent injury, you can receive compensation from a disability degree of five percent. The higher the disability degree, the higher the payout. If the disability degree reaches 30% or more, you can choose double compensation.

The compensation can help cover anything from rehabilitation and home adaptations to extra support in everyday life.

Dangerous sports and motorsport cover

Do you enjoy activities that get the adrenaline pumping? Whether you're into solo climbing, military riding, motorcycling, or ATV riding, we've got cover that can keep up.

Add dangerous sports or motorsport cover and enjoy your adventures with extra peace of mind. You focus on the thrill. We'll be there if things don't go according to plan.

Cover that fits your lifestyle

No two people are the same, so your personal accident insurance shouldn't be either. Tailor your cover to suit your needs with a range of optional extras.

For example, you can add cover for treatment with a chiropractor, physiotherapist, or psychologist after a covered accident. You can also add dental injury and chewing injury cover, helping you avoid unexpected dental bills when life bites back.

Overview of covers for your personal accident insurance

Cover

Included

Optional

Disability

Compensation from five percent permanent disability after an accident. The payout increases with the degree of disability, and double compensation applies from 30% disability.

Death

A lump-sum payment to your loved ones if you die as a result of an accident. You choose the amount to suit your family's needs.

Treatment expenses

Covers up to 12 treatments after a covered accident, including physiotherapy, chiropractic treatment, and psychological support.

Dental injury

Covers reasonable and necessary dental treatment after a covered accident.

Chewing injury

Covers up to 50% of necessary dental treatment costs when the injury occurs while eating.

Extra care

Covers practical help at home after an accident, transport to and from treatment, and certain medication costs for a limited period.

Quick payout

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A fast payment of 15.000 kr. for specific injuries, such as certain fractures or a torn cruciate ligament.

Dangerous sports

Covers injuries sustained while participating in higher-risk activities that are normally excluded from standard cover.

Motorsport, motorcycle and ATV

Extended cover for riding motorcycles, mopeds, ATVs, and participating in motorsport activities.

Need more info about personal accident insurance?

We're happy to help. Give us a call on 70 60 70 60 or request a call below, and we'll help you find the right solution.

Want to dive into the details? Read the insurance terms for personal accident insurance and our general terms and conditions. We keep the language simple and easy to understand, without unnecessary insurance jargon.

Benefits of personal accident insurance via easySure

No hidden fees: With personal accident insurance via easySure, you only pay your premium and any applicable taxes. There are no setup fees, payment fees, or cancellation fees. Just transparent pricing from the start.

Extra care when you need it most: Add Extra care and get help with practical tasks at home after a covered accident, such as cleaning assistance. You can also get cover for transport to and from treatment, as well as certain medication costs for a limited period.

Flexsible cover: Life changes, and your insurance should be able to change with it. Adjust your cover whenever your needs change, quickly and easily.

Calculate the price of your personal accident insurance

Getting a price is quick and easy. Tell us a little about yourself, choose your cover, and see your price instantly. You can save your quote, make changes, and buy online whenever it suits you.

Enter your age and occupation.

Choose any relevant optional covers.

See your price instantly and buy online.

Smart insurance. Easy as that.

Why choose easySure for your personal accident insurance?

Terms you can actually understand

Our terms and conditions are written in plain language, so you know exactly what you're buying. No confusing jargon. No surprises hidden in the small print.

Stay claim-free and get money back

If you remain claim-free for three years, we'll pay back 10% of the pure premium you've paid. That's the easySure bonus. A little reward for staying accident-free. Read about the easySure bonus

Cover tailored to your needs

Disability cover forms the foundation of your insurance. From there, you can add optional covers such as treatment expenses, chewing injury, extra care, and more.

Calculate personal accident insurence price

Calculate the price of a personal accident insurance in minutes

Getting a price only takes a moment. Enter your age, choose your cover, add any optional covers you'd like, and see your price instantly. You can adjust your quote, save it, and buy online whenever it suits you.

Just smart insurance – simple as that.

How to choose the right personal accident insurance

It’s all about making the right choices and keeping things simple. Here are our best tips:

Choose a suitable insured value

A higher insured value means a higher premium, so choose an amount that matches your finances and needs. You can always adjust it later if your circumstances change.

Add the cover you'll actually use

Love solo climbing? Add dangerous sports cover. Ride a motorcycle? Add motorsport cover. By choosing only the covers you need, you keep your insurance relevant and your premium under control.

Compare cover, not just price

Price matters, but so does what you're getting for it. Compare cover, exclusions, and fees to make sure you're choosing insurance that meets your needs and is easy to understand.

easySure is an insurance intermediary and as our customer, you're covered in terms of risk by Eir Försäkring AB (Reg. no. 559166-0617), Stockholm, Sweden. Eir is of course a member of the Guarantee Fund in Denmark.